Terms of Service
These terms apply to both the LIC Calculator Pro website (liccalculator.pro) and the Android mobile application (com.liccalculator.pro).
Last Updated: May 10, 2026
1. Acceptance of Terms
By accessing or using LIC Calculator Pro — whether through our website or Android application — you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue use of our platform immediately.
2. Description of Services
LIC Calculator Pro provides free financial calculation tools for LIC policy analysis, including premium calculators, maturity value estimators, and surrender value calculators. The Android application additionally offers user account creation, saved calculations, bookmarks, and push notifications.
3. Use of Calculators
All calculator results are estimates for informational and educational purposes only. They should not be construed as official quotes or guarantees. Actual policy values are determined solely by LIC based on their annual profit declarations.
4. User Accounts (App)
The Android application allows you to create an account using Google Sign-In. You are responsible for maintaining the security of your account and for all activity that occurs under it. You may request deletion of your account and associated data through our Delete Account page.
5. Advertising
LIC Calculator Pro is a free platform supported by advertising. By using our services, you agree to the display of advertisements through Google AdSense (website) and Google AdMob (app).
6. Intellectual Property
All content, design, code, and calculators are the intellectual property of LIC Calculator Pro. "LIC" and related plan names are registered trademarks of the Life Insurance Corporation of India, used here for educational identification purposes.
7. Limitation of Liability
LIC Calculator Pro and its creators shall not be liable for any damages arising out of your use of our calculators or any inaccuracies in results. Our tools are provided on an "as is" basis without warranties of any kind.
8. Contact Us
If you have questions about these Terms, please contact us at support@liccalculator.pro.