LIC Maturity Calculator
Planning for your kids? Our LIC Calculator shows you how much money you get at the end. Use this LIC Calculator to see your bonuses today.
Best LIC Calculator Tool
Our LIC Calculator helps you find your policy money. Use this LIC Calculator to check premiums and maturity easily.
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Comprehensive LIC Calculator for Policy Maturity
Understand exactly what you will receive when your policy matures. Use the LIC Calculator to plan your financial roadmap with accuracy. Our 2026 updated LIC Calculator ensures every bonus and tax benefit is accounted for.
What is an LIC Calculator for Maturity?
An LIC Calculator for maturity is an online tool designed to estimate the maturity value of your LIC policy based on certain inputs. It simplifies complex calculations into a few clicks, saving you time and effort.
You don’t need to do manual math or contact LIC agents for basic information. With the LIC Calculator, you can get an instant estimate by entering your policy details like Sum Assured, Policy Term, and Bonus Rate.
Maturity Components
- Sum Assured: The guaranteed amount promised to you.
- Bonuses: Additional returns based on LIC's profits.
- Final Bonus: A special one-time bonus added at maturity.
Why Calculate Your Maturity?
Plan for major life goals like child's education or house purchase.
Evaluate if your current policy meets your financial expectations.
Compare different LIC plans using our LIC Calculator before buying.
Avoid surprises at maturity by having a rough estimate in advance.
How the LIC Calculator Works
Reversionary Bonus Formula
(SA / 1000) × Bonus Rate × TermFinal Maturity Value
Sum Assured + Total Bonus + Terminal Bonus*Note: This LIC Calculator provides estimates based on assumed bonus rates. Actual values depend on LIC's declared profits.
A Sample Illustration
Bonus Rate Comparison 2026
Historical and Projected Bonus Rates for popular LIC Plans used in our LIC Calculator.
| Plan Name | Term (Years) | Bonus (per 1000) | Final Bonus |
|---|---|---|---|
| Jeevan Labh (936) | 25 | ₹42 - ₹47 | ₹450 |
| New Endowment (914) | 21 | ₹38 - ₹42 | ₹250 |
| Jeevan Lakshya (933) | 25 | ₹40 - ₹45 | ₹300 |
* Rates are indicative and based on the latest LIC bonus declaration. Our LIC Calculator uses these to give you the most accurate results.
Maturity Across Plan Categories
Endowment Plans
Combine savings and insurance. Maturity = Sum Assured + Bonuses. Check yours with the LIC Calculator.
Money Back Plans
Provide periodic survival benefits throughout the term plus a final maturity payout.
Unit Linked (ULIPs)
Returns depend on market performance of units. The LIC Calculator for ULIPs uses fund value.
Maturity FAQs
Everything you need to know about your LIC Calculator results.
Is the maturity amount tax-free?
Yes, under Section 10(10D), maturity is generally tax-free if premiums are within 10% of SA.
What is a final bonus?
It's a one-time bonus declared by LIC for policies completing their full term. Our LIC Calculator accounts for this.
Can I check maturity on mobile?
Yes, our LIC Calculator is fully responsive and works on all devices for 2026.
What if I stop paying premiums?
Your maturity value will be reduced (Paid-up value). Use the LIC Calculator to estimate the reduced amount.
"The LIC Calculator is a user-friendly, efficient way to estimate your policy’s maturity amount without hassle. It helps you understand how much you can expect from your LIC investment over time."